Shares and ETFs
How diversification protects your wealth
Shares allow you to participate in the growth of companies. Through an ETF, an index fund, you do this across hundreds of companies simultaneously without having to select individual shares yourself. While accessible in terms of entry amounts, it requires knowledge, patience, and a cool head.
An index fund tracks a broad market, such as the largest companies in a country or region. Because you are invested in many companies at once, a setback at a single company has negligible impact.
Over long periods, the broad stock market has historically grown faster than inflation. This makes it a way to preserve purchasing power. There are no guarantees, and the path there is rarely a straight line.
What it offers you
- Diversification across a broad market with a single purchase.
- A low barrier to entry; you can start with small amounts.
- Low costs with a well-chosen index fund.
- High liquidity; you can buy and sell quickly.
What to watch for
- The value fluctuates, sometimes significantly. This requires nerves of steel.
- It is best to study the subject thoroughly before you begin.
- Constant monitoring is part of the process.
- Emotion is your greatest enemy. Selling out of panic costs money.
- Past performance is no guarantee of future results.
For whom and which horizon
This route suits those willing to invest time in the subject and who have the composure to ride out fluctuations. Entering the market gradually over time and maintaining a horizon of many years mitigate the risk. This is not the right place for those who want to sell after every decline.
We inform, we do not advise
We explain the current situation and present the options fairly side by side. The choice always remains yours.
Do you have a question about shares and ETFs or one of the other routes? Please feel free to contact us without obligation.
The other routes
Real Estate
A classic protection against currency debasement, primarily feasible for those who already have capital. Take into account complex rental legislation and loan conditions that represent a barrier for many people today.
Read more
Physical precious and strategic metals
Gold, silver, and strategic metals are a tangible form of wealth that you hold in your own hands. They belong to a long-term horizon of at least ten years.
Read more